Minimum Essential Coverage (MEC) is employer sponsored health insurance coverage that limits your company’s exposure to penalties under the Affordable Care Act.
BENEFITS OF MEC PLANS
- Limits exposure to ACA penalties
- Level self funded model
- No underwriting
- Low minimum participation
- Best net pricing in the market
- Multiple plan designs & price points
- Identical plan coverage in all 50 states
- Meets ACA individual mandate (NJ, CA, RI, DC & more states to follow)
- Easy to Use
- Full preventative care coverage
- Copay plan options with unlimited visits
CUSTOM ENROLLMENT PORTAL AVAILABLE FOR LARGE GROUPS
MEC Plan Features
To add even more value, our plans include added benefits like...
Virtual Behavioral Health
For a $50 Copay, talk to a therapist by phone whenever you need one.
At no cost to you, talk to a doctor by phone or video call 24/7 and receive diagnosis and even prescriptions when necessary. Use while on vacation, at the office, or in place of a doctors visit. Convenient care 24/7.
With our exclusive MEC Companion card, receive discounts on benefits like dental, vision, durable medical equipment, diabetic supplies, pet care, fitness, and more...
Want more? Include ancillary options as well...
Critical illnesses include stroke, heart attacks, Parkinson’s, cancer, and more. Our policies can cover over 30 major illnesses. If you happen to get diagnosed with one of these illnesses, our plans can pay you a lump sum of up to $50,000.
Accident insurance pays you a lump sum in cash after you suffer an accident like a severe burn, broken bone or emergency room visit. Our accident insurance policies also offer a special benefit that pays extra for children injured while playing an organized sport.
Dental coverage helps protect your overall oral care. That includes things like preventive cleanings, x-rays, restorative services like fillings, and even more serious forms of oral surgery that you might need one day.
Vision insurance covers benefits not typically covered under your medical insurance plan. It includes things like routine eye exams and discounts on the purchase of new eyeglasses, contact lenses, or corrective surgery like Lasik.